As a leading renewable energy company in Pakistan, we specialize in providing high-quality solar solutions to homes, businesses, and industries. With escalating electricity costs and frequent power outages, switching to solar energy is not just environmentally responsible—it’s economically smart. However, the upfront investment can be a barrier for many. That’s where solar financing comes in. Through our partnerships with top banks in Pakistan, we make solar adoption seamless and affordable. We are proudly enlisted with Bank Alfalah, Meezan Bank, Bank of Khyber (BOK), Bank Al Habib, and JS Bank. These collaborations allow you to finance your solar system installations with flexible, low-cost loans, often backed by the State Bank of Pakistan’s (SBP) Financing Scheme for Renewable Energy. This scheme promotes renewable projects by offering refinance to banks, enabling competitive rates and terms for customers like you. Whether you’re looking to install a small residential system or a larger commercial setup, our financing options help you go solar without straining your budget. Read on to learn more about our partner banks, the financing process, eligibility, and how we can help you harness the power of the sun.
Solar financing transforms the way you invest in clean energy. Instead of paying the full cost upfront, you can spread payments over time through easy installments. Here’s why it’s a game-changer: • Cost Savings: Reduce your electricity bills by up to 50% or more, depending on your system size and usage. Over time, your solar system pays for itself through energy savings. • Energy Independence: Say goodbye to load-shedding and rising tariffs. Generate your own power and even sell excess back to the grid via net metering. • Environmental Impact: Contribute to Pakistan’s green energy goals by reducing Carbon emissions. Solar power is clean, sustainable, and aligns with global climate commitments. • Government Support: Backed by SBP’s renewable energy schemes, financing often comes with subsidized rates, making it more affordable than traditional loans. • Tailored Solutions: From 3 kW home systems to 1 MW commercial setups, we customize financing to fit your needs. At Safe Zone International Pvt Ltd, we handle the entire process—from system design and installation to financing approval—ensuring a hassle-free experience.
We have established strong partnerships with the following banks, each offering specialized solar financing products. These are often Shariah-compliant (where applicable) and aligned with SBP guidelines. Below is a detailed overview of what each bank provides. Note that terms may vary based on your credit profile, system size, and current bank policies—contact us for the latest details.
Bank Alfalah offers innovative green financing solutions to promote sustainable energy. Their products are designed for both conventional and Islamic banking customers. For more details, visit the official pages: Alfalah Home Finance - Solar Options or Alfalah Islamic Green Finance. • Alfalah Home Solar Finance / Islamic Green Finance: • System Size: 3 kW to 100 kW (residential and small commercial). • Financing Amount: Up to 80% of the system cost, with a maximum of PKR 5 million. • Tenure: Flexible options from 3 to 10 years. • Markup Rates: Competitive fixed or variable rates; often subsidized under SBP schemes. • Key Features: Co-applicant option available, no hidden charges, easy processing. Includes options for solar panels, inverters, and batteries. • Eligibility: Homeowners with stable income; property must be residential. As an enlisted vendor, Safe Zone provides certified solar systems eligible for Bank Alfalah’s financing.
Meezan Bank, Pakistan’s premier Islamic bank, offers Shariah-compliant solar financing to help you go green without compromising your values. For more details, visit the official page: Meezan Solar Panel Financing. • Meezan Solar Financing: • System Size: Suitable for complete home solar panel systems (typically 3-50 kW). • Financing Amount: Based on system cost; covers panels, installation, and accessories. • Tenure: Up to 5-7 years with easy monthly installments. • Markup Rates: Riba-free, competitive rates under Islamic principles. • Key Features: Reduce electricity bills by up to 50%. Meezan has financed over 660 homes, generating 7,400 kW of solar energy. Quick approval and no interest charges. • Eligibility: Homeowners aged 21-60 with minimum monthly income (varies by system size). Safe Zone’s solar solutions are fully compatible with Meezan’s financing, ensuring a smooth, faith-based transition to solar.
BOK focuses on accessible financing for Khyber Pakhtunkhwa and beyond, with schemes tailored for solar energy adoption. For more details, visit the official pages: BOK Roshan Ghar Scheme or Raast Roshan Ghar Scheme (Islamic). • BOK Roshan Ghar Scheme / Raast Roshan Ghar: • System Size: Home solar systems up to 1 MW. • Financing Amount: Up to 100% under SBP refinance, depending on category. • Tenure: 3-10 years, with grace periods possible. • Markup Rates: Fixed at 13.50% for the first three years (Shariah-compliant option available). • Key Features: Minimum monthly net income of PKR 25,000. Combines home acquisition with solar financing. No early termination penalties in some cases. • Eligibility: Age 22-58 (up to 65 for certain schemes); salaried or self-employed individuals. We at Safe Zone are approved for BOK’s schemes, making it easy to finance your solar setup in northern Pakistan.
Bank Al Habib provides flexible renewable energy loans for individuals seeking energy self-sufficiency. For more details, visit the official page: Bank AL Habib Individual Financing - Renewable Energy Solutions. • Renewable Energy Financing Scheme: • System Size: Up to 1 MW for individual customers. • Financing Amount: Covers full system cost, including installation. • Tenure: 3-10 years, customizable. • Markup Rates: Competitive, often aligned with SBP’s green banking initiatives. • Key Features: Flexible terms for home solar units. Supports net metering and off-grid solutions. Bank has solarized its own branches, showing commitment to green energy. • Eligibility: Stable income, property ownership proof; open to both salaried and business owners. Partner with Safe Zone for Bank Al Habib-approved solar systems that deliver long-term reliability.
JS Bank offers modern solar financing solutions to empower households and businesses with renewable energy. For more details, visit the official pages: JS Smart Roshni Solar Solution or JS GharApna Solar Solution. • JS Smart Roshni / JS GharApna Solar Solution: • System Size: 3-50 kW, with or without batteries. • Financing Amount: PKR 300,000 to PKR 7 million. • Tenure: 3-5 years. • Markup Rates: Affordable installments; no hidden charges. • Key Features: Reduce grid dependence, long-term savings. Solar panels serve as collateral. Comprehensive coverage for panels, inverters, and setup. • Eligibility: Minimum income requirements; homeowners or renters with landlord approval. Safe Zone’s high-quality systems are eligible for JS Bank’s financing, ensuring quick approvals and installations.
All our partner banks leverage the SBP Financing Scheme for Renewable Energy, which provides up to 100% refinance for eligible projects. Key highlights include: • Categories: Small-scale (4 kW-1 MW) for homes/businesses; larger projects up to 50 MW. • Maximum Loan: Up to Rs. 6 billion per project in some categories. • Tenure: Up to 10-12 years with grace periods. • Total Disbursed: Over Rs. 94.7 billion as of 2024, supporting thousands of installations. This scheme ensures lower interest rates and broader access, making solar viable for all Pakistanis.
Getting financed is straightforward with Safe Zone: 1. Consultation: Contact us for a free site assessment and quote. We’ll recommend the ideal system size. 2. Choose Bank: Select from our partners based on your preferences (e.g., Islamic vs. conventional). 3. Documentation: Submit ID, income proof, property documents, and our solar quote. 4. Approval: Bank reviews and approves (typically 7-14 days). 5. Installation: We install your system once financed. 6. Repayment: Start easy installments; enjoy savings immediately. We assist at every step to minimize paperwork.
• Age: 21-65 years (varies by bank). • Income: Minimum PKR 25,000-50,000 monthly net (salaried/self-employed). • Credit History: Good standing; no defaults. • Property: Owned or rented with permission; residential/commercial. • System: Must be from approved vendors like Safe Zone. Specific criteria may apply—check with the bank.
• Expert Installation: Certified engineers ensure optimal performance. • Quality Assurance: Tier-1 solar panels with 25-year warranties. • After-Sales Support: Maintenance and monitoring services. • Custom Solutions: On-grid, off-grid, or hybrid systems. • Proven Track Record: Hundreds of satisfied customers across Pakistan.
What is the average cost of a solar system? A 5 kW system costs PKR 500,000-800,000, financed over 3-5 years at PKR 10,000-20,000 monthly. Is net metering available? Yes, approved by NEPRA—sell excess power back to the grid. Are there any subsidies? SBP schemes offer indirect subsidies via low rates; check for provincial incentives. Can businesses apply? Absolutely—commercial financing up to 1 MW available. How long does installation take? 2-4 weeks post-financing approval.
Don’t let high energy costs hold you back. Contact Safe Zone International Pvt Ltd today for a personalized financing plan. Call us at Your Phone Number, email Your Email, or fill out the form on our website. Let’s power a brighter, greener future together!
